3 Common Mistakes That Can Jeopardize Auto Accident Claims
If you were hurt in an accident that wasn’t your fault, you should be able to get compensation for your medical bills and lost wages. But insurance companies didn’t become billion-dollar corporations by giving money to every deserving victim.
In most cases, insurance companies play hardball with victims, and that means they often offer “lowball” settlements that are only enough to pay for a fraction of the initial accident-related expenses. But in other cases, insurers and their adjusters deny claims entirely—especially when victims make mistakes immediately after and in the weeks following their accidents.
Three of the most common mistakes victims make include:
- Admitting fault for the crash—Never admit fault prematurely for an accident, even if you think you might have been partially responsible for causing it. Admitting fault can make it difficult for you to get compensation, even if evidence later proves you had no liability for the crash.
- Lying about your injuries—Go to the hospital or visit a doctor right away after the accident to get evaluated and a diagnosis of your injuries. If the insurance company finds out that you exaggerated or downplayed the severity or number of your injuries, they may deny your claim.
- Waiting too long to get a St. Louis car accident lawyer—The clock is ticking after a car accident. Evidence can disappear and the statute of limitations can expire. In addition, insurance companies often view delayed claims with skepticism, and they may think your injuries are due to something other than the accident.