Flood insurance is designed to provide you and your family with compensation to cover the costs of water damage to your home or business. But insurance companies are refusing to pay many hardworking Missouri and Southern Illinois home and business owners affected by flooding along the Mississippi River. If you’re involved in a flood insurance dispute, Cofman Townsley wants to help.

Our St. Louis attorneys know the tactics flood insurance companies use to deny, refuse, and reduce claims, and we’re here to connect you with the help you need. Contact us 24/7 at (314) 499-1190 or complete our free contact form to get started now. Your initial consultation is free, and you won’t pay attorney’s fees unless you get compensation for your claim.

Is your flood insurance company not playing fair?

When insured property is damaged, insurance companies owe a number of duties to their policyholders, including a duty of “good faith” and fair dealing. This includes providing:

  • Unbiased Investigation
    The insurance company should investigate the cause, extent, and value of the damage for which the claim was made.
  • Fair Determination of Coverage
    Insurance adjusters should use the results of their investigation to determine if the damage is covered under the terms of the insurance policy.
  • Compensation for Covered Property Damage
    When a policy covers property damage, the insurance company owes its policyholder a payment for a value based on the results of its investigation.

If your claim was refused or denied, or you were offered an unfair settlement based on an unfair claims process, your insurer may be acting in bad faith. Protect your rights and contact Cofman Townsley now. Our Missouri and Southern Illinois lawyers know how to handle flood insurers that don’t play fair, and we want to help you fight for the compensation you’re owed.

Helping Missourians and illinoisans Affected by Flooding

According to the National Flood Insurance Program, the average flood insurance claim is more than $42,000. That’s a significant amount of money for any family, and financial consequences can be severe when an insurance company refuses to pay a claim. At Cofman Townsley, we know what you’re going through, and we’ll take the time to listen to your story. Call (314) 499-1190 or fill out a free contact form to contact our 24/7 staff today.