Flood insurance is designed to provide you and your family with compensation to cover the costs of water damage to your home or business. But insurance companies are refusing to pay many hardworking Missouri and Southern Illinois home and business owners affected by flooding along the Mississippi River. If you’re involved in a flood insurance dispute, Cofman Townsley wants to help.

Our St. Louis attorneys know the tactics flood insurance companies use to deny, refuse, and reduce claims, and we’re here to connect you with the help you need. Contact us 24/7 at (314) 499-1190 or complete our free contact form to get started now. Your initial consultation is free, and you won’t pay attorney’s fees unless you get compensation for your claim.

What Our Clients Say

“Cofman Townsley and their staff are like family. They met every need, answered every question, called us after hours, etc. They went above and beyond and made sure that we got our settlement to the fullest amount.” Jill C.

“Cofman Townsley was persistent, professional, and did an excellent job at keeping me informed all the time.”

Ashanti M.

“The Cofman Townsley team was awesome through the entire process.”

Darlana J.

“Cofman Townsley was great at helping me. They were always on time and answered any questions I had. They were very nice and patient with everything.”

ReJeane T.

“The attorneys were very responsive to my needs. Every time I called, someone got right back to me right away. I always knew what was going on because I was kept very informed about my case. I would recommend Cofman Townsley to anyone. I feel that Cofman Townsley did a wonderful job with my case. Everything was done in a professional manner. Everyone is really nice. ”

LaDawn H.

“Cofman Townsley are like family to me. They explain things thoroughly, make sure that I understand, and that I am taken care of. David Nissenholtz and Paula were super to me, and helped me through a long and difficult process where I had years of medical treatment and much stress. They care about people and take time to listen. I would refer my friends and family members to them because I trust they will take good care of them.”

William V.

“Cofman Townsley treats you like family and like you are the only client. They answered all of my questions and took time to make sure I understood. I wouldn’t change to another attorney. They have done a good job for me and I trust them, which is very important. The whole office of people is friendly. They make me feel like I am number one, and they will do the same for you.”

Darlene W.

“Cofman Townsley diligently represented me in my personal injury work comp claim and got me a fair settlement in a timely manner.”

Jeff R.

“It was a great experience. Cofman Townsley handled all the leg work for me. I appreciate all the help.”

Chris S.

“I was very pleased with the way in which my case was handled. I was treated with great respect and care. I have never had to have legal services in my life, so for a first time event this has been very easy. I would like to say that the work ethic and determination of this company was the greatest thing that I will be left with. I thank you all very much!”

Johnny M.

“David did an amazing job with my case and communicating with me. His professionalism and concern with my progress meant a lot to me. I really appreciate everything he and his staff did for me. Thank you all.”

Carey G.

“Cofman Townsley are a great team of lawyers who go out of their way to do the BEST for their clients. They stay on you and get you the largest settlement they can.”

Peggy T.

“I really appreciate what they have done for me. I was treated excellently and if something ever happens again, they would be the first people I would call.”

Amber A.

“They have great attention to detail and [provide] a wonderful level of comfort during tough times.”

Matt C.

“Thank you. You guys were very fast, considerate, and friendly. I really appreciate it.”

Michael S.

Is your flood insurance company not playing fair?

When insured property is damaged, insurance companies owe a number of duties to their policyholders, including a duty of “good faith” and fair dealing. This includes providing:

  • Unbiased Investigation
    The insurance company should investigate the cause, extent, and value of the damage for which the claim was made.
  • Fair Determination of Coverage
    Insurance adjusters should use the results of their investigation to determine if the damage is covered under the terms of the insurance policy.
  • Compensation for Covered Property Damage
    When a policy covers property damage, the insurance company owes its policyholder a payment for a value based on the results of its investigation.

If your claim was refused or denied, or you were offered an unfair settlement based on an unfair claims process, your insurer may be acting in bad faith. Protect your rights and contact Cofman Townsley now. Our Missouri and Southern Illinois lawyers know how to handle flood insurers that don’t play fair, and we want to help you fight for the compensation you’re owed.

Helping Missourians and illinoisans Affected by Flooding

According to the National Flood Insurance Program, the average flood insurance claim is more than $42,000. That’s a significant amount of money for any family, and financial consequences can be severe when an insurance company refuses to pay a claim. At Cofman Townsley, we know what you’re going through, and we’ll take the time to listen to your story. Call (314) 499-1190 or fill out a free contact form to contact our 24/7 staff today.