3 Phone Calls to Make After an Auto Accident

by Staff Blogger | November 7th, 2017

The aftermath of an auto accident can be a disorienting and difficult time. At Cofman Townsley, we know that accident victims are often overwhelmed with everything that just happened—especially if they’re injured—and they may not be sure which steps to take next.

Our St. Louis auto accident lawyers want all victims to know that you don’t have to go it alone after a car accident. Help is available for victims, and it’s just a phone call away. In fact, using your phone immediately after a crash is one of the best things you can do to protect yourself, your loved ones, and your rights to compensation.

The three phone calls all auto accident victims should make right away include:

  1. 911. Always report the accident by calling 911, even if you think someone else may have already called. Stay on the line with the dispatcher and provide information like the location of the crash and the number of vehicles involved.
  2. Your insurance provider. All insurance companies require notification within a short time period after accidents. Call as soon as possible to avoid jeopardizing your chances of receiving compensation.
  3. An auto accident law firm. Getting compensation for an auto accident requires evidence, and evidence can quickly disappear after crashes. The sooner you contact an attorney, the more likely they’ll be able to find evidence to support your claim.

Let us take the stress of the accident off your shoulders while you focus on getting better. Call today for a free consultation.

3 Steps to Take if You Suspect Nursing Home Abuse

by Staff Blogger | October 3rd, 2017

Finding a nursing home for your loved one can be a difficult time of transition. But you may find solace knowing that they are in a place with 24/7 medical care and personal attention—especially if your loved one suffers from failing health or reduced independence.

Unfortunately, too many nursing homes throughout the country take advantage of families’ trust. They charge exorbitant monthly rates to house their loved ones, but they fail to uphold their end of the bargain by understaffing, cutting corners, and failing to properly maintain their facilities. If you suspect nursing home abuse at your loved one’s facility, you should take these 3 steps:

  1. Take note of what’s happening. If your loved one is communicative, ask them about conditions at the nursing home and the treatment they receive from nurses, doctors, and other staff members. Write down anything that seems suspicious or unsatisfactory.
  2. Discuss your concerns with a manager or supervisor. After getting as much information as possible from your loved one, bring up your concerns with a manager or supervisor at the facility. If the explanation you receive is unsatisfactory or your issue isn’t addressed, you may need to pursue further action.
  3. Call an experienced St. Louis nursing home abuse lawyer. Nursing home abuse and neglect cases are serious and can result in victims suffering poor health that can lead to life-threatening complications. Our experienced legal team wants to help your loved one get the care they deserve, even if it means being transferred to a new facility.

Finding out that a nursing home facility is actively abusing or neglecting your loved one is devastating, but you don’t have to deal with this situation alone. Cofman Townsley has years of experience building strong claims for nursing home abuse and neglect victims and their families, and it’s our goal to help other victims, too. Call today for a free consultation.

Was Your Truck Accident Caused by Industry Violations?

by Staff Blogger | September 5th, 2017

Even the biggest SUV or pickup truck is no match for a fully-loaded 80,000-pound tractor trailer. When ordinary passenger vehicles are involved in crashes with big rigs, the results are often devastating for the drivers and passengers. Even the semi truck drivers are at risk of suffering serious injuries.

In response to the inherent risks posed by such large vehicles, the Federal Motor Carrier Safety Administration (FMCSA) created a comprehensive set of guidelines for the industry that applies to drivers, companies, and owners.

While those regulations are designed to make trucks safer for drivers and other motorists, not everyone in the trucking industry follows them. In fact, they’re often violated to maximize profits.

Two common FMCSA violations that can contribute to accidents include:

  • Off-duty requirement violations – When truck drivers are tired or fatigued, they’re much less capable of driving safely. To comply with FMCSA regulations, truck drivers must limit their working hours and consecutive hours on duty. When they exceed those limits, they’re at risk of causing accidents due to impaired judgment, poor decision making, or even falling asleep behind the wheel.
  • Cargo loading violations – Most tractor trailers are limited to a maximum weight of 80,000 pounds. When their cargo causes them to go beyond that limit, they can become much more difficult to control, making drivers more likely to be involved in accidents. In addition, the FMCSA also has strict requirements for securing cargo to prevent objects from coming loose and falling onto the road.

After your truck accident, it’s important to get an experienced St. Louis truck accident attorney on your side. At Cofman Townsley, we’re able to investigate every aspect of the crash to determine if it was caused by negligence, and we’ll do everything we can to help you get compensation. Call today for a free consultation.

Don’t Wait to Get an Attorney after an Auto Accident

by Staff Blogger | August 8th, 2017

If you were just involved in a car accident, you have a lot of things on your mind. In addition to being in pain, you also may be wondering how you’re going to pay your medical bills, when you’re going to be able to go back to work, and whether you’re eligible to get compensation for your injuries.

Having an experienced St. Louis auto accident lawyer on your side can help you maximize your chances of getting the money you deserve, but the best results require acting quickly. If you wait too long, you can jeopardize your claim because of the following factors:

  • Evidence can disappear – Proving that you weren’t at fault for the accident is one of the most important aspects of your claim. Evidence that shows the other driver caused the crash, such as crash scene debris, skid marks, and security or traffic camera footage can disappear in the hours, days, or weeks after accidents.
  • The insurance company may doubt your injuries were caused by the crash – If your attorney files a claim for compensation on your behalf soon after the accident, your injuries will speak for themselves. But if you wait too long, some of your injuries may begin to heal and be less apparent. And the more time that passes, the less the insurance company and its adjusters will believe that the crash was responsible for your injuries.

In addition to those factors, it’s also important to consider that Missouri’s statute of limitations is five years after an auto accident involving an injury and three years after an accident that resulted in a fatality.

The St. Louis car accident lawyers at Cofman Townsley are ready to speak with you about your auto accident. Contact us today for a free consultation.

Get It Right the First Time

by Staff Blogger | July 4th, 2017

If you’ve been involved in a car accident, you have one chance to get your injury claim right. Failing to do so could result in serious financial consequences for you and your family. You need to secure enough money for your current and future medical expenses, as well as compensation for your lost wages and more. If you settle with the insurance company for too little, your family may be forced to bear the brunt of these costs. Unless you have tens of thousands of dollars set aside to pay for someone else’s mistakes, we recommend you get it right the first time.

At Cofman Townsley, we’ve been helping car accident victims get the compensation they deserve for more than 30 years. Our team of experienced St. Louis car accident attorneys knows how big insurance companies work these types of claims, and we don’t let them take advantage of our clients. When they don’t want to play fair, we take them to court to seek the money our clients deserve.

If you’ve been injured, call the experienced St. Louis car accident lawyers at Cofman Townsley today for a free, no obligation consultation. Our team is ready to hear you story and fight to get you maximum compensation for your injuries. Right now is your chance—don’t leave any money on the table by going it alone. Contact us today.

Who’s Looking Out for Your Bottom Line?

by Staff Blogger | June 6th, 2017

The problem with insurance companies is they are structured to always put their bottom line first. That’s how they make billions of dollars in profits every year. They take in more premiums every month than they pay out. To them, it’s just numbers that lead to a good bottom line, but it’s much more to an accident victim trying to get the compensation they need to fully recover. That’s why at Cofman Townsley, our lawyers focus on the bottom line of St. Louis auto accident victims like you.

What does that mean? It means our main concern when handling your injury claim is maximizing the compensation you get from the insurance company. We know just how much your serious accident could end up costing you, and we won’t stop until we feel you’ve been compensated fairly. That includes money for current and future medical expenses, lost wages, and even pain and suffering. The insurance company has thousands of employees looking after their bottom line. Who’s looking after yours?

If you’ve been injured, contact our experienced St. Louis car accident attorneys today for a free, no obligation consultation. We have decades of experience fighting for St. Louis auto accident victims, and we’re ready to do the same for you. Don’t let the insurance company put their profits before you. Contact us today for your free consultation.

Don’t Give the Insurance Company the Advantage

by Staff Blogger | May 1st, 2017

At Cofman Townsley, we’ve handled hundreds of cases over the years. Many of those cases involved car accidents that required quick action to get the client maximum compensation. Although the process for getting fair compensation can be long, the sooner we’re called in to help, the more productive our investigation will be. That’s one of the reasons we encourage all accident victims to call us as soon after their wreck as possible before evidence is lost and witnesses forget.

Another reason we encourage accident victims to call quickly is the insurance company. In some cases, the insurance company may begin investigating your case hours after your accident. If you wait days, weeks, or even months to call an attorney, you’re giving the insurance company a substantial head start in building a case against you. They already have teams of lawyers and investigators working on their side. Don’t give them an even greater advantage.

If you’ve been injured in a car accident, time is of the essence. Call our experienced St. Louis car accident attorneys today for a free, no obligation consultation. We’ll fully investigate your case and fight to get you every dollar you deserve in compensation, including medical expenses, lost wages, and even pain and suffering. Don’t let the insurance company win before you pick up the phone. Contact us today.

The Insurance Company Offer: What is Fair?

by Staff Blogger | April 4th, 2017

The offer. That’s what a car accident injury claim really comes down to. What is the insurance company willing to pay for your injuries? In our experience, their first offer doesn’t come close to what you’re truly going to need to recover from your injuries. The problem is a lack of information. By the time you get your first offer from the insurance company, you may only have seen one or two medical bills, and they may be estimates.

What about the doctor’s visit you have scheduled for next week? Or the set of X-rays you’ll have to get next month? What about the days, weeks, or months of work you’ll miss over the next year, not to mention your pain and suffering? The simple fact is you don’t know how much your accident is going to cost you when that first offer comes in, so how can they expect you to make a decision on whether or not it’s fair?

The answer is you can’t on your own. You need someone looking out for your best interests just like the insurance company is looking out for their own. At Cofman Townsley, we know how to determine what a car accident is going to cost in the long-run, and we’ll fight for every dollar on your behalf.

If you’ve been injured in a car accident, don’t let the insurance company take advantage of you. Contact our St. Louis car accident attorneys today for a free consultation. We’ll review your case for free, and if we feel we can help, we’ll take on your case on a contingency basis, which means if we don’t get you money, you won’t owe us anything. Contact us today.

Get the Right Tool for the Job

by Staff Blogger | March 14th, 2017

Half the battle of fixing something that is broken is finding the right tool for the job. That’s true in carpentry, auto work, plumbing, and a thousand other similar professions. For those who aren’t mechanically inclined, we’d suggest that finding the right person with the right tool for the job is even more important. For example, if you need a tree cut down, you call a tree company. If you need your house rewired, you call an electrician. And yes, if you need to maximize your injury claim after a car accident, you call an experienced St. Louis car accident attorney.

But why do you need a lawyer when the insurance company is already offering you money? That’s a good question. Let’s consider the scenario of getting a tree cut down. The insurance company’s first settlement offer is similar to a tree service saying they’ll only cut off the very top of the tree. That doesn’t solve your problem. An attorney would go back to the tree service and say, “Cut down the entire tree and clean up afterward.” Similarly, an experienced car accident attorney goes to the insurance company on your behalf and demands every dollar in compensation you deserve, not a penny less.

If you’ve been injured, call our experienced St. Louis car accident attorneys today for a free consultation. We’ve been helping accident victims in Missouri for more than 30 years, and we’re ready to put that experience to work for you. Contact us today for a free, no obligation consultation.

Car Accident? The Right First Step is Easy

by Staff Blogger | February 7th, 2017

If you’ve been seriously injured in a car accident, you’re probably wondering what your next steps should be. That’s understandable. Since most folks in St. Louis don’t expect to be in a car accident, they don’t prepare ahead of time. So when the time comes, they’re at a loss for what they should do. Thankfully, the right first step is simple. In fact, you can do it right now. Call an experienced car accident attorney to review your case for free.

Why? First of all, an attorney knows what your case is truly worth and can fight to get you the compensation you deserve. Determining the worth of a case can be difficult on your own. You’ve got current and future medical expenses to consider, not to mention lost wages for the time you’ll be out of work. Do you really think you’re able in your current state to accurately estimate your upcoming medical expenses?

Secondly, the person who hit you probably already has a lawyer lined up to fight on their behalf. Most insurance companies will assign an attorney to represent their clients in a legal dispute following an accident. That attorney may have decades of experience fighting on behalf of insurance companies and may be able to minimize your injury claim if you try to go it alone.

Don’t do it.

If you’ve been injured, call our experienced St. Louis car accident attorneys today for a free consultation. You have nothing to lose by getting an attorney’s advice. In fact, doing so could be the difference between a small settlement and winning big. Take the right first step toward putting this accident behind you. Contact us today.