What Types of Compensation Are Available After an Auto Accident?

by Staff Blogger | February 5th, 2019

The combination of expensive medical bills and weeks or even months away from work due to painful injuries can cause many auto accident victims to face financial crises.

If you or someone you love was recently hurt in a car crash, filing a personal injury claim may help you recover money for your injury-related expenses. However, the insurance company’s job is to pay you as little as possible—and that often means keeping you in the dark about what types of compensation you may be eligible to receive.

At Cofman Townsley, our St. Louis auto accident lawyers have one goal in mind when we take on car accident claims: helping victims like you get the money they deserve for everything they’ve gone through. That means getting compensation for every damage that victims incur, including:

  • Present and future medical bills—Medical treatments for car accident-related injuries are often ongoing. Victims frequently need prolonged physical rehabilitation to regain movement and strength, and some may even require surgeries. Getting compensation for initial expenses is rarely sufficient to cover victims’ total medical expenses.
  • Present and future lost wages—Missing even a few weeks of work can be devastating for auto accident victims. However, their injuries can be even more disruptive to their finances if their injuries fail to heal properly, resulting in long-term or even permanent disability. And even if they’re able to return to work, they may face difficulties advancing in their careers.
  • Pain and suffering—In addition to debilitating physical pain, auto accident victims may also experience psychological trauma. Depression, anxiety, and even panic disorder are common complications that auto accident victims face after their crashes.

Don’t go it alone after the crash. Let us help you get the money you deserve for everything you’ve gone through. Call today for a free consultation.

We Hold Negligent Dog Owners Responsible After Bites

by Staff Blogger | January 1st, 2019

Dog-friendly offices, restaurants, and retail spaces are becoming the norm both in St. Louis and throughout Missouri. And while most dogs pose no threat to the people they encounter on a daily basis, some dogs can lash out and act aggressively—even when they have no history of such behavior.

Because of that, St. Louis requires that all dogs in public be leashed outside of specified dog parks. However, not all dog owners abide by that law. Even owners who leash their dogs don’t always keep them under control, and they may allow them to approach other people in public. In some circumstances, those negligent behaviors can lead to bites and serious injuries.

At Cofman Townsley, our St. Louis dog bite attorneys know that when dogs attack people, the consequences can be devastating. Regardless of dog breed or size, bites can cause serious injuries that result in permanent complications, including nerve damage and infection. In some cases, victims may even become disabled due to the effects of the dog bite injuries that they suffered.

If you or someone you love was bitten by a dog, we want to help you get the compensation you deserve. Whether the dog wasn’t properly leashed or wasn’t in an enclosure, there’s a good chance its owner violated a state law or ordinance, and that means he or she can be held liable for your injuries and bite-related expenses. Get in touch with us today for a free consultation—we’re ready to put our experience to work for you.

Get the Compensation You Deserve After Your Loved One’s Wrongful Death

by Staff Blogger | December 4th, 2018

Dealing with the death of a loved one is one of the most difficult experiences in a person’s lifetime. But the grief and sense of loss can be compounded when the death was caused by another person’s or party’s negligence, carelessness, or malice.

People who were injured in accidents or incidents that were caused by others’ negligence are often eligible to file compensation claims for things like medical bills and lost wages. The same is true for surviving family members when their loved ones die due to preventable causes, including other people’s mistakes.

At Cofman Townsley, our St. Louis wrongful death attorneys have helped many grieving families get compensation for things like:

  • Medical bills—Unfortunately, medical bills aren’t discharged when victims pass away. Instead, their bills are assigned to their loved ones, who may have difficulty paying them.
  • Lost wages—Surviving family members lose support in a variety of ways when their loved ones die, including financial support. Wrongful death claims can help them recover some or all of their deceased loved ones’ wages.
  • Funeral costs—Funeral and burial/cremation services are expensive, but they’re essential for many families after the death of loved ones. We can help you get compensation to help cover this important part of your family’s grieving process.

We know this is a difficult and sensitive time for your family, and you can count on us to treat you and your loved ones with the utmost respect and patience while you mourn your loss. Contact us today for a free consultation.

A Law Firm Can Make a Big Difference in Your Workers’ Compensation Claim

by Staff Blogger | November 6th, 2018

Almost all employers in Missouri are required to carry workers’ compensation insurance to cover their workers if they get hurt or develop an illness on the job that puts them out of work. And while those benefits are designed to help workers keep up with their expenses while they’re recovering, they’re often out of reach for the people who need them the most.

At Cofman Townsley, our St. Louis workers’ compensation attorneys know that many victims are fighting an uphill battle on two fronts:

  • Their employers may be reluctant to admit or acknowledge that their health problems occurred at work. That’s because documenting those claims can cost them money.
  • The Missouri Division of Workers’ Compensation has strict criteria for approving workers’ compensation claims, and small mistakes, oversights, or inaccuracies can result in claims being reduced or denied.

Complying with the demands of the workers’ compensation board while your employer is working against you can feel overwhelming—especially when you are trying to recover from a serious injury or illness. Our legal team knows what you’re going through, and we know how the system works.

When you choose us to handle your workers’ compensation claim, you’ll get our years of experience on your side—not to mention our negotiating skills and our dedication to making sure your chances of getting full compensation are maximized in every facet of your claim.

Don’t lose out on the money you deserve. Call us today for a free consultation.

You Deserve Compensation After an Injury That Wasn’t Your Fault

by Staff Blogger | October 2nd, 2018

Auto accidents, slip and fall accidents, medical malpractice—they all have one thing in common: other people’s negligence.

At Cofman Townsley, we believe that people who were harmed because of the negligence of others shouldn’t have to pay out of pocket for their own injury-related expenses. The medical bills associated with many types of negligence-related injuries and illnesses can be enormous. Many families have difficulty paying for them and keeping up with their day-to-day living expenses, especially when the primary income earner is too sick or hurt to work.

Our St. Louis personal injury lawyers stand up for the rights of victims who were harmed through no fault of their own. We maximize victims’ chances of getting the compensation they deserve by collecting evidence that proves they weren’t liable. Then, we calculate how much money they should get based on their accident-related expenses. Finally, we negotiate with the insurance company to finalize a fair settlement.

Having a lawyer on your side makes the compensation process easier on you and your family. Instead of worrying about what to say when the insurance adjuster calls or stressing out over paperwork and deadlines, you can focus on getting better. It’s our job to deal with the big and small details while you spend time with your friends and family.

Call us today for a free consultation to find out how we may be able to help your family during this difficult time.

3 Common Mistakes That Can Jeopardize Auto Accident Claims

by Staff Blogger | September 4th, 2018

If you were hurt in an accident that wasn’t your fault, you should be able to get compensation for your medical bills and lost wages. But insurance companies didn’t become billion-dollar corporations by giving money to every deserving victim.

In most cases, insurance companies play hardball with victims, and that means they often offer “lowball” settlements that are only enough to pay for a fraction of the initial accident-related expenses. But in other cases, insurers and their adjusters deny claims entirely—especially when victims make mistakes immediately after and in the weeks following their accidents.

Three of the most common mistakes victims make include:

  1. Admitting fault for the crash—Never admit fault prematurely for an accident, even if you think you might have been partially responsible for causing it. Admitting fault can make it difficult for you to get compensation, even if evidence later proves you had no liability for the crash.
  2. Lying about your injuries—Go to the hospital or visit a doctor right away after the accident to get evaluated and a diagnosis of your injuries. If the insurance company finds out that you exaggerated or downplayed the severity or number of your injuries, they may deny your claim.
  3. Waiting too long to get a St. Louis car accident lawyer—The clock is ticking after a car accident. Evidence can disappear and the statute of limitations can expire. In addition, insurance companies often view delayed claims with skepticism, and they may think your injuries are due to something other than the accident.

Call Cofman Townsley today for a free consultation. We’re here to help you get the money you deserve.

You Shouldn’t Have to Pay for a Slip and Fall Injury

by Staff Blogger | August 7th, 2018

When you enter another person’s or party’s property, you shouldn’t have to worry about potential dangers like slick floors, uneven sidewalks, or broken stairs.

But the unfortunate reality is that many private and public places, including homes, stores, restaurants, and parks, can be dangerous due to certain hazards.

It’s up to the people who own and manage properties to be on the lookout for potential hazards and to immediately take the necessary steps to reduce or eliminate the risks that guests or other occupiers might face. That doesn’t always happen, and when dangerous conditions are allowed to persist, serious injuries can occur.

At Cofman Townsley, our St. Louis slip and fall lawyers are dedicated to holding negligent property owners and managers responsible for any injuries that occur on their premises. For more than 40 years, we’ve helped innocent victims recover compensation for accident-related expenses, such as:

  • Medical bills—Slip and fall injuries can result in broken bones and even paralysis. Medical care for those injuries can be overwhelming, but we want to help you get the money you need.
  • Lost wages—Broken legs and arms can cause temporary disability, while head, neck, and spinal injuries can put victims out of work permanently. It’s our goal to fight to get you compensation for your lost wages.
  • Pain and suffering—Your slip and fall injuries can make it difficult or impossible for you to do the things you love. We believe you should be compensated for those losses.

Call today for a free consultation, and let us put our experience to work for you.

Hurt on a Boat? You May Be Eligible for Compensation.

by Staff Blogger | July 3rd, 2018

Boating is a fun recreational activity that can quickly become dangerous when operators are distracted, reckless, or under the influence of alcohol or drugs.

At Cofman Townsley, our St. Louis boat accident lawyers are here to help anyone who was hurt in a boat accident. Like car and truck accidents, boat accidents have the potential to cause serious and disabling injuries, and some victims may even experience life-threatening injuries.

When those injuries occur due to someone else’s negligence, victims deserve the opportunity to pursue compensation for their medical bills, lost wages, and pain and suffering.

If you or someone you love were hurt in a boat accident through no fault of your own, you shouldn’t have to pay out of pocket for your own accident-related expenses. When you choose us to handle your case, you can count on us to:

  • Prove the accident was preventable—Whether the operator of the boat you were on failed to uphold his or her duty, or your accident was caused by the operator of another vessel, our attorneys can find out who was responsible and hold them liable for your injuries.
  • Calculate how much the accident will cost you—Between medical bills and lost wages, boat accident victims may experience serious financial hardships. We’ll determine exactly how much your injuries will cost you now and in the future, and we’ll negotiate to get you maximum compensation.

Don’t let a day of summer fun turn into a lifetime of hardship. Contact us today—our legal team is ready to put their experience to work for you and your family.

3 Ways Negligence Causes Truck Accidents

by Staff Blogger | June 5th, 2018

Big trucks are an essential part of the nation’s economy, and they represent a sizeable number of vehicles on Missouri’s highways and interstates at any given time. But because of their weight and size—especially in comparison to passenger vehicles—they can pose serious risks to drivers and passengers during crashes.

At Cofman Townsley, our St. Louis truck accident attorneys help injured victims like you by investigating crashes and finding out who or what caused them. If we determine that negligence played a role, we’ll hold the liable party accountable for your accident-related expenses, including your medical bills and lost wages.

Three common forms of negligence that lead to truck crashes include:

  1. Driver error—Whether it’s speeding, driving under the influence of drugs or alcohol, or failing to abide by government-mandated rest periods, truck drivers can make mistakes that put other people’s lives in danger.
  2. Improper loading—All trucks have maximum weight limits, and their trailers must be loaded properly and evenly. When any of those requirements are violated, trucks can be more difficult to maneuver, stop, or slow down, and that can lead to serious accidents.
  3. Negligent maintenance—Like all vehicles, trucks require frequent maintenance to run and perform at their best and safest. When semi-trucks don’t get the maintenance and repairs they need, critical parts can fail when they’re in motion, putting their drivers and other motorists at risk.

If you were hurt in a truck accident that wasn’t your fault, we’re here to investigate and pursue a claim for compensation on your behalf. Call today for a free consultation to find out how we may be able to help.

Get an Experienced Legal Advocate to Assist With Your Medical Malpractice Claim

by Staff Blogger | May 1st, 2018

You trusted your doctor, surgeon, or other healthcare provider to be attentive, cautious, and considerate when you were receiving care. But now you’re in worse shape than before—and it’s because of a medical professional’s negligence.

You may be facing a long road to recovery that involves extensive medical care, surgeries, and rehabilitation, and your return to work looks questionable at best. You’re ready to file a medical malpractice claim to get compensation for everything you’ve gone through, but you don’t know where to start or whether you’ll succeed against the hospital and its big insurance provider.

At Cofman Townsley, we know exactly what you’re going through. The system is stacked against average victims like you, and it’s easy for healthcare providers and their insurers to either deny payments to victims or offer them lowball settlements that don’t come close to paying for their malpractice-related expenses.

When you get our St. Louis medical malpractice lawyers on your side, you can count on us to:

  • Prove medical malpractice occurred—Proving that a healthcare provider was negligent may seem difficult, but our experience and track record of success mean we know how to collect evidence that leaves no doubt.
  • Prove your injuries or illness are related to malpractice—It’s not enough to just prove that a healthcare provider was negligent—you also must prove that it resulted in harm. Insurance companies are skeptical of injuries and illnesses, and that’s why we’ll use your medical records and expert testimony to prove you were harmed by a medical professional.

In addition, we’ll negotiate to get you the maximum settlement. You deserve full compensation for everything you’ve experienced. Call us today for a free consultation.