3 Reasons Why Some Motorcycle Accident Claims Get Denied

Originally published July 5, 2020. Updated April 14, 2023.

Motorcyclists are extremely vulnerable on Missouri’s roadways. In fact, they are 27 times more likely to die in a crash than people in passenger vehicles. If you ride, it’s vital that you do everything in your power to protect yourself, including wearing all recommended safety gear— every time you ride.

In addition to their accident risks, motorcyclists also face the risk of being victimized a second time by insurance companies. Whether they’re pursuing compensation from the other driver’s insurance company or their own provider after a crash, it’s common for riders to be discriminated against and treated unfairly. Therefore, it’s critical that bikers get an experienced St. Louis motorcycle accident lawyer on their side after an accident.

Here Are 3 Reasons Motorcycle Accident Claims Get Denied:

1. Insurers are biased against motorcyclists—Insurance adjusters work hard to reduce or deny claims by default, and they work even harder against motorcyclists! Why is that? In many cases, adjusters unfairly believe that motorcyclists were speeding or riding recklessly and thus caused their own accidents.
2. Lack of evidence that other driver caused the crash—It can be difficult to determine who was at fault when motorcycles and passenger vehicles collide. Police investigations don’t always tell the whole story, especially when drivers deny responsibility.
3. Cost of injuries and medical bills are high—Because motorcycles lack built-in safety features, motorcyclists often suffer severe injuries in crashes—even when wearing full protective gear. When insurance companies think they’re going to have to pay big settlements, they fight hard to deny victims money altogether.

It’s important to have an experienced St. Louis motorcycle accident lawyer on your side to protect you from these common scenarios. Get in touch with the legal team at Cofman Townsley today if you’ve been in a crash—we’re here to help.