5 Common Personal Injury Myths Debunked

When it comes to personal injury claims, several misconceptions and stereotypes may deter those affected from pursuing compensation. For instance, many injury victims hesitate to file lawsuits due to fears of being perceived as greedy or causing undue hardship to others.

Below, we explore five common myths about personal injury cases and share how a compassionate Missouri car accident lawyer from Cofman Townsley can help you get the compensation you need after a crash.

Myth 1: Minor Injuries Aren’t Worth It

One of the most common misconceptions is that minor injuries don’t justify a legal claim. However, what might initially seem minor can lead to long-term health issues or unforeseen expenses.

Injuries like whiplash, concussions, or soft tissue damage often start with mild symptoms but worsen over time. A slight neck pain after an accident could later develop into chronic pain or lead to mobility issues.

Consulting with a personal injury lawyer can help you understand the full extent of your injuries, including future medical needs and pain and suffering. This ensures you receive adequate financial support for not only immediate but also long-term medical care.

Myth 2: You Will Ruin Someone’s Life

Many people avoid filing personal injury claims, fearing they will financially ruin the defendant. In most cases, however, it is not the individual but their insurance company that pays the settlement or court award. For car accidents, recovery awards are paid through the driver’s required liability insurance in Missouri.

Except in extenuating circumstances, personal injury settlements are not meant to punish the at-fault party—they only compensate the injured party for provable losses. Understanding this can alleviate any guilt or misgivings you may have and make you feel more comfortable pursuing your legal rights.

Myth 3: You Are Greedy if You Sue

There is a stereotype connecting greediness and lawsuits, but seeking compensation for legitimate harm is often a basic financial necessity. You might need funds for car repairs, medical bills, and lost wages if the accident impacts your ability to work.

Compensation through personal injury claims is not about taking advantage but obtaining the basic resources to manage expenses related to the accident. It is a form of legal protection when another’s negligence or misconduct injures you.

Myth 4: Insurance Will Take Care of It

While insurance policies are designed to cover losses in accidents, they often fall short of meeting victims’ needs. Insurance companies frequently aim to minimize payouts so they can maximize profits, and they might offer you a low initial payment in hopes that you’ll settle quickly.

Without legal representation, you might accept compensation far below what’s needed to cover all medical treatments and other damages. A personal injury lawyer can negotiate effectively with insurers, helping you secure fair compensation that fully covers your losses.

If the insurer refuses to settle for an acceptable amount, your attorney can assist you in filing a lawsuit to seek a recovery award in court. This approach allows you to pursue maximum damages, determined by an impartial judge and jury, to fully compensate you for your accident-related losses.

Myth 5: Lawyers Will Take All the Money

The thought of hefty legal fees can deter people from seeking legal help, but most personal injury lawyers work under a contingency fee arrangement. They only get paid if you win your case, and fees are a pre-agreed percentage of the award or settlement.

In addition, Missouri law protects you from unreasonable attorney fees and requires a written contract, so you’ll always know upfront what you’ll pay for their services.

Contingency arrangements align the lawyer’s interests with yours, motivating them to obtain the best possible outcome. This increases your chances of a maximum settlement, covering your damages and the firm’s fees.

Take Action: Schedule Your Free Consultation Today

Personal injury claims are surrounded by myths that can prevent injured parties from seeking compensation. But it’s important to look beyond these misconceptions and understand the protections and benefits that the law provides.

If you have been injured in a traffic collision due to someone else’s negligence, speak with our qualified car accident attorneys at Cofman Townsley. Our free, no-obligation consultation lets you share your experience and gain legal insights into your rights and compensation options. Schedule a free case review today.