Even If You’re at Fault, Workers’ Comp May Cover Your Injuries
Workplace injuries are an unfortunate fact of life in many industries and businesses. And while certain occupations are more prone to causing workplace injuries than others, everyone, including sedentary office workers, are at risk of getting hurt at work.
Workers’ compensation can help injured workers recover compensation for their medical bills and lost wages while they aren’t earning their paychecks. However, many people assume that workers’ compensation is only available to workers who weren’t at fault for causing their own injuries. But Missouri law states that workers’ compensation is a form of no-fault insurance that all workers have access to if their employers are required to have it and they get at work.
With that fact in mind, it’s especially vital for all injured workers throughout the state to get in touch with an experienced St. Louis workers’ compensation attorney. Virtually all employers in Missouri are required to carry workers’ compensation insurance, which means that a significant number of workplace injuries are covered by those benefits, regardless of what caused them to occur.
Unlike auto accidents and other types of personal injuries, there’s no burden of proof to show that another person or party caused your injuries when you get hurt at work. Simply put—if you were injured on the job for any reason and incurred expenses or are unable to work and earn a paycheck, you may be eligible for benefits. But if you wait too long, it can be difficult to get the money you’re owed.