Get It Right the First Time

by Cary Graham | July 4th, 2017

If you’ve been involved in a car accident, you have one chance to get your injury claim right. Failing to do so could result in serious financial consequences for you and your family. You need to secure enough money for your current and future medical expenses, as well as compensation for your lost wages and more. If you settle with the insurance company for too little, your family may be forced to bear the brunt of these costs. Unless you have tens of thousands of dollars set aside to pay for someone else’s mistakes, we recommend you get it right the first time.

At Cofman Townsley, we’ve been helping car accident victims get the compensation they deserve for more than 30 years. Our team of experienced St. Louis car accident attorneys knows how big insurance companies work these types of claims, and we don’t let them take advantage of our clients. When they don’t want to play fair, we take them to court to seek the money our clients deserve.

If you’ve been injured, call the experienced St. Louis car accident lawyers at Cofman Townsley today for a free, no obligation consultation. Our team is ready to hear you story and fight to get you maximum compensation for your injuries. Right now is your chance—don’t leave any money on the table by going it alone. Contact us today.

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Who’s Looking Out for Your Bottom Line?

by Cary Graham | June 6th, 2017

The problem with insurance companies is they are structured to always put their bottom line first. That’s how they make billions of dollars in profits every year. They take in more premiums every month than they pay out. To them, it’s just numbers that lead to a good bottom line, but it’s much more to an accident victim trying to get the compensation they need to fully recover. That’s why at Cofman Townsley, our lawyers focus on the bottom line of St. Louis auto accident victims like you.

What does that mean? It means our main concern when handling your injury claim is maximizing the compensation you get from the insurance company. We know just how much your serious accident could end up costing you, and we won’t stop until we feel you’ve been compensated fairly. That includes money for current and future medical expenses, lost wages, and even pain and suffering. The insurance company has thousands of employees looking after their bottom line. Who’s looking after yours?

If you’ve been injured, contact our experienced St. Louis car accident attorneys today for a free, no obligation consultation. We have decades of experience fighting for St. Louis auto accident victims, and we’re ready to do the same for you. Don’t let the insurance company put their profits before you. Contact us today for your free consultation.

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Don’t Give the Insurance Company the Advantage

by Cary Graham | May 1st, 2017

At Cofman Townsley, we’ve handled hundreds of cases over the years. Many of those cases involved car accidents that required quick action to get the client maximum compensation. Although the process for getting fair compensation can be long, the sooner we’re called in to help, the more productive our investigation will be. That’s one of the reasons we encourage all accident victims to call us as soon after their wreck as possible before evidence is lost and witnesses forget.

Another reason we encourage accident victims to call quickly is the insurance company. In some cases, the insurance company may begin investigating your case hours after your accident. If you wait days, weeks, or even months to call an attorney, you’re giving the insurance company a substantial head start in building a case against you. They already have teams of lawyers and investigators working on their side. Don’t give them an even greater advantage.

If you’ve been injured in a car accident, time is of the essence. Call our experienced St. Louis car accident attorneys today for a free, no obligation consultation. We’ll fully investigate your case and fight to get you every dollar you deserve in compensation, including medical expenses, lost wages, and even pain and suffering. Don’t let the insurance company win before you pick up the phone. Contact us today.

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The Insurance Company Offer: What is Fair?

by Cary Graham | April 4th, 2017

The offer. That’s what a car accident injury claim really comes down to. What is the insurance company willing to pay for your injuries? In our experience, their first offer doesn’t come close to what you’re truly going to need to recover from your injuries. The problem is a lack of information. By the time you get your first offer from the insurance company, you may only have seen one or two medical bills, and they may be estimates.

What about the doctor’s visit you have scheduled for next week? Or the set of X-rays you’ll have to get next month? What about the days, weeks, or months of work you’ll miss over the next year, not to mention your pain and suffering? The simple fact is you don’t know how much your accident is going to cost you when that first offer comes in, so how can they expect you to make a decision on whether or not it’s fair?

The answer is you can’t on your own. You need someone looking out for your best interests just like the insurance company is looking out for their own. At Cofman Townsley, we know how to determine what a car accident is going to cost in the long-run, and we’ll fight for every dollar on your behalf.

If you’ve been injured in a car accident, don’t let the insurance company take advantage of you. Contact our St. Louis car accident attorneys today for a free consultation. We’ll review your case for free, and if we feel we can help, we’ll take on your case on a contingency basis, which means if we don’t get you money, you won’t owe us anything. Contact us today.

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Get the Right Tool for the Job

by Cary Graham | March 14th, 2017

Half the battle of fixing something that is broken is finding the right tool for the job. That’s true in carpentry, auto work, plumbing, and a thousand other similar professions. For those who aren’t mechanically inclined, we’d suggest that finding the right person with the right tool for the job is even more important. For example, if you need a tree cut down, you call a tree company. If you need your house rewired, you call an electrician. And yes, if you need to maximize your injury claim after a car accident, you call an experienced St. Louis car accident attorney.

But why do you need a lawyer when the insurance company is already offering you money? That’s a good question. Let’s consider the scenario of getting a tree cut down. The insurance company’s first settlement offer is similar to a tree service saying they’ll only cut off the very top of the tree. That doesn’t solve your problem. An attorney would go back to the tree service and say, “Cut down the entire tree and clean up afterward.” Similarly, an experienced car accident attorney goes to the insurance company on your behalf and demands every dollar in compensation you deserve, not a penny less.

If you’ve been injured, call our experienced St. Louis car accident attorneys today for a free consultation. We’ve been helping accident victims in Missouri for more than 30 years, and we’re ready to put that experience to work for you. Contact us today for a free, no obligation consultation.

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Car Accident? The Right First Step is Easy

by Cary Graham | February 7th, 2017

If you’ve been seriously injured in a car accident, you’re probably wondering what your next steps should be. That’s understandable. Since most folks in St. Louis don’t expect to be in a car accident, they don’t prepare ahead of time. So when the time comes, they’re at a loss for what they should do. Thankfully, the right first step is simple. In fact, you can do it right now. Call an experienced car accident attorney to review your case for free.

Why? First of all, an attorney knows what your case is truly worth and can fight to get you the compensation you deserve. Determining the worth of a case can be difficult on your own. You’ve got current and future medical expenses to consider, not to mention lost wages for the time you’ll be out of work. Do you really think you’re able in your current state to accurately estimate your upcoming medical expenses?

Secondly, the person who hit you probably already has a lawyer lined up to fight on their behalf. Most insurance companies will assign an attorney to represent their clients in a legal dispute following an accident. That attorney may have decades of experience fighting on behalf of insurance companies and may be able to minimize your injury claim if you try to go it alone.

Don’t do it.

If you’ve been injured, call our experienced St. Louis car accident attorneys today for a free consultation. You have nothing to lose by getting an attorney’s advice. In fact, doing so could be the difference between a small settlement and winning big. Take the right first step toward putting this accident behind you. Contact us today.

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Holding Fatigued Drivers in St. Louis Accountable

by Cary Graham | January 3rd, 2017

Driving is a privilege. Every time you get behind the wheel, you’re taking on a responsibility to yourself and the other people out on the road. That’s why driving impaired is never a good idea. Everyone knows that driving under the influence of drugs or alcohol or driving distracted is never a good idea. However, you may be surprised to learn that driving fatigued can be just as dangerous.

According to a recent study conducted by the AAA Foundation for Traffic Safety, driving while sleep-deprived is the equivalent of driving after consuming 3-4 alcoholic drinks. And with 35% of Americans getting less than the recommended seven hours of sleep every night, the chances of encountering a fatigued driver out on the road are pretty high. Considering those dangers, it’s important to know who you can trust after a serious accident.

If you’ve been injured, our team of investigators will work to uncover the true cause of your accident and hold the responsible party accountable for their carelessness. At Cofman Townsley, we have years of experience getting maximum compensation for our clients, and we’re ready to do the same for you. Don’t wait to get the help you need. Contact our experienced St. Louis car accident attorneys today.

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3 Things We Know About Your Car Accident

by Cary Graham | December 9th, 2016

Personal injury law is a broad discipline. At Cofman Townsley, we handle a wide range of cases from car accidents to medical malpractice. That variety in case type ensures there’s always something new and unique coming through our doors. Though the specifics of each car accident are different, there are 3 things we can pretty much guarantee is true about your car accident without knowing any of the details.

  1. If injuries were involved, it’s going to get complicated. Fender benders happen all the time in St. Louis, many of which are never reported. Even if substantial damage was done, the damage claim process is pretty straight forward, requiring a few hours of your time–a temporary inconvenience for sure. Add injuries into the mix, and everything gets more complicated. Now you have an injury claim, which means a fight with the insurance company for compensation.
  2. Your first settlement offer will probably be low. If you are injured in a car accident, it’s the at-fault driver’s insurance company’s responsibility to compensate you for your injuries. Their goal is to pay you as little as you’re willing to take for your injuries, so you can bet on that first initial offer to be lower than you might get with an attorney.
  3. Your best next step is to consult with an attorney. No matter how severe your injuries or how much the insurance company is offering you, your next step should be to call an experienced St. Louis car accident attorney. At Cofman Townsley, we offer free consultations to all St. Louis car accident victims, so you have nothing to lose by giving us a call. We’ll advise as to what your next steps should be, so you can approach your injury claim with confidence.

If you’ve been injured in a car accident, don’t make the mistake of trying to handle the insurance company on your own. You’re just one step away from making a huge financial mistake. Call us instead for a free consultation. Our experienced St. Louis car accident lawyers are ready to put our experience to work for you, so contact us today.

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No Second Chances in Personal Injury Law

by Cary Graham | November 1st, 2016

There are no second chances in a car accident injury claim. You get one shot to get it right, and then you live with the results. In our experience, there are really only two outcomes. Either you get the money you need from the insurance company to recover or you don’t. Which outcome you’re forced to live with most often comes down to whether or not you call a lawyer.

When dealing with the insurance company, you need to remember that their best interests lie in paying you as little for your accident claim as possible, regardless of what financial situation that puts you in. And once you sign for a settlement check, it’s over. No matter how many medical bills you receive in the future or how much work you miss due to your injuries, the insurance company isn’t liable for any of it. You’re truly on your own.

That’s why you should call an experienced St. Louis car accident attorney today. We know how to determine just how much this accident is going to cost you, and we’ll fight to get you every dollar you deserve. The fact is accident victims with a lawyer get more money for their injury claim than those who go it alone. So ask yourself which side of that statistic you want to fall on, and then give us a call for a free consultation.

There really are no second chances. So get it right the first time. Contact us today.

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2 Reasons Never to Miss a Doctor’s Appointment

by Cary Graham | October 4th, 2016

Antibiotics are still one of the most effective forms of medication to combat infection and disease caused by bacteria. In order for them to be fully effective, you must take every last pill in the prescription as directed. If you don’t, the infection could come back. Doctors run into this problem all the time. Folks start feeling better halfway through their treatment and stop taking the antibiotic. A week later, they’re right back where they started.

A similar danger exists for your personal injury claim. You were in an accident, injured, and therefore required medical treatment. A couple months later, you’re feeling much better, leading you to believe that you no longer need to keep your doctor’s appointments or physical therapy sessions.

Big mistake.

In order to maximize your injury claim, you shouldn’t miss a single medical appointment until your case is settled for two reasons.

First of all, ending your medical treatment early puts you at a greater risk of re-injuring yourself or causing long-term health conditions. Your recovery isn’t over until your doctor says it’s over.

Second, when you fail to keep appointments, the insurance company can make a case that you’re not really as injured as you are, potentially putting your entire injury claim at risk.

At Cofman Townsley, we help accident victims avoid the common pitfalls of filing an injury claim to ensure they maximize the compensation they are entitled to. If you’ve been injured, give our St. Louis car accident attorneys a call immediately for a free consultation. We’ve helped folks in your same situation, and we’re ready to help you too.

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